<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Crossfire by Rivet Software version 5.2.107.0 http://www.rivetsoftware.com-->
<!--Based on XBRL 2.1-->
<!--Created on: 8/9/2012 10:47:14 AM-->
<!--Modified on: 8/9/2012 10:47:14 AM-->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://www.heritagebankva.com/20120630" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:hbks="http://www.heritagebankva.com/20120630">
  <annotation>
    <appinfo>
      <link:roleType roleURI="http://www.heritagebankva.com/role/StatementConsolidatedBalanceSheets" id="StatementConsolidatedBalanceSheets">
        <link:definition>00100 - Statement - Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/StatementConsolidatedStatementsOfIncome" id="StatementConsolidatedStatementsOfIncome">
        <link:definition>00200 - Statement - Consolidated Statements Of Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/StatementConsolidatedStatementsOfCashFlows" id="StatementConsolidatedStatementsOfCashFlows">
        <link:definition>00300 - Statement - Consolidated Statements Of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/StatementConsolidatedStatementsOfComprehensiveIncome" id="StatementConsolidatedStatementsOfComprehensiveIncome">
        <link:definition>00400 - Statement - Consolidated Statements Of Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureSecuritiesAmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleByContractualMaturityDetails" id="DisclosureSecuritiesAmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleByContractualMaturityDetails">
        <link:definition>40503 - Disclosure - Securities (Amortized Cost And Fair Value Of Investment Securities Available For Sale By Contractual Maturity) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetSummaryOfLoansDetails" id="DisclosureLoansHeldForInvestmentNetSummaryOfLoansDetails">
        <link:definition>40602 - Disclosure - Loans Held For Investment, Net (Summary Of Loans) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetScheduleOfNonperformingAssetsDetails" id="DisclosureLoansHeldForInvestmentNetScheduleOfNonperformingAssetsDetails">
        <link:definition>40603 - Disclosure - Loans Held For Investment, Net (Schedule Of Nonperforming Assets) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetSummaryOfAgingAnalysisOfLoanPortfolioDetails" id="DisclosureLoansHeldForInvestmentNetSummaryOfAgingAnalysisOfLoanPortfolioDetails">
        <link:definition>40605 - Disclosure - Loans Held For Investment, Net (Summary Of Aging Analysis Of The Loan Portfolio) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetScheduleOfAllowanceForLoanLossesAndRespectiveLoansEvaluatedBasedOnAllowanceMethodologyDetails" id="DisclosureLoansHeldForInvestmentNetScheduleOfAllowanceForLoanLossesAndRespectiveLoansEvaluatedBasedOnAllowanceMethodologyDetails">
        <link:definition>40609 - Disclosure - Loans Held For Investment, Net (Schedule Of Allowance For Loan Losses And Respective Loans Evaluated Based On Allowance Methodology) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation">
        <link:definition>00090 - Document - Document And Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/StatementConsolidatedBalanceSheetsParenthetical" id="StatementConsolidatedBalanceSheetsParenthetical">
        <link:definition>00105 - Statement - Consolidated Balance Sheets (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosurePrinciplesOfConsolidationAndBasisOfPresentation" id="DisclosurePrinciplesOfConsolidationAndBasisOfPresentation">
        <link:definition>10101 - Disclosure - Principles Of Consolidation And Basis Of Presentation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureShareBasedCompensation" id="DisclosureShareBasedCompensation">
        <link:definition>10201 - Disclosure - Share-Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureEarningsPerCommonShareReconciliation" id="DisclosureEarningsPerCommonShareReconciliation">
        <link:definition>10301 - Disclosure - Earnings Per Common Share Reconciliation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureDisclosureAboutFairValueOfFinancialInstruments" id="DisclosureDisclosureAboutFairValueOfFinancialInstruments">
        <link:definition>10401 - Disclosure - Disclosure About Fair Value Of Financial Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureSecurities" id="DisclosureSecurities">
        <link:definition>10501 - Disclosure - Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNet" id="DisclosureLoansHeldForInvestmentNet">
        <link:definition>10601 - Disclosure - Loans Held For Investment, Net</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosurePrinciplesOfConsolidationAndBasisOfPresentationPolicy" id="DisclosurePrinciplesOfConsolidationAndBasisOfPresentationPolicy">
        <link:definition>20102 - Disclosure - Principles Of Consolidation And Basis Of Presentation (Policy)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureShareBasedCompensationTables" id="DisclosureShareBasedCompensationTables">
        <link:definition>30203 - Disclosure - Share-Based Compensation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureEarningsPerCommonShareReconciliationTables" id="DisclosureEarningsPerCommonShareReconciliationTables">
        <link:definition>30303 - Disclosure - Earnings Per Common Share Reconciliation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureDisclosureAboutFairValueOfFinancialInstrumentsTables" id="DisclosureDisclosureAboutFairValueOfFinancialInstrumentsTables">
        <link:definition>30403 - Disclosure - Disclosure About Fair Value Of Financial Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureSecuritiesTables" id="DisclosureSecuritiesTables">
        <link:definition>30503 - Disclosure - Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetTables" id="DisclosureLoansHeldForInvestmentNetTables">
        <link:definition>30603 - Disclosure - Loans Held For Investment, Net (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureShareBasedCompensationNarrativeDetails" id="DisclosureShareBasedCompensationNarrativeDetails">
        <link:definition>40201 - Disclosure - Share-Based Compensation (Narrative) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureShareBasedCompensationSummaryOfStockOptionActivityDetails" id="DisclosureShareBasedCompensationSummaryOfStockOptionActivityDetails">
        <link:definition>40202 - Disclosure - Share-Based Compensation (Summary Of Stock Option Activity) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureShareBasedCompensationSummaryOfRestrictedStockActivityDetails" id="DisclosureShareBasedCompensationSummaryOfRestrictedStockActivityDetails">
        <link:definition>40203 - Disclosure - Share-Based Compensation (Summary Of Restricted Stock Activity) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureShareBasedCompensationScheduleOfStockBasedCompensationExpenseDetails" id="DisclosureShareBasedCompensationScheduleOfStockBasedCompensationExpenseDetails">
        <link:definition>40204 - Disclosure - Share-Based Compensation (Schedule Of Stock-Based Compensation Expense) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureEarningsPerCommonShareReconciliationScheduleOfBasicAndDilutedEarningsPerCommonShareCalculationsDetails" id="DisclosureEarningsPerCommonShareReconciliationScheduleOfBasicAndDilutedEarningsPerCommonShareCalculationsDetails">
        <link:definition>40301 - Disclosure - Earnings Per Common Share Reconciliation (Schedule Of Basic And Diluted Earnings Per Common Share Calculations) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureDisclosureAboutFairValueOfFinancialInstrumentsCarryingAmountsAndFairValueOfFinancialInstrumentsDetails" id="DisclosureDisclosureAboutFairValueOfFinancialInstrumentsCarryingAmountsAndFairValueOfFinancialInstrumentsDetails">
        <link:definition>40401 - Disclosure - Disclosure About Fair Value Of Financial Instruments (Carrying Amounts And Fair Value Of Financial Instruments) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureDisclosureAboutFairValueOfFinancialInstrumentsAssetsRecordedAtFairValueOnRecurringBasisDetails" id="DisclosureDisclosureAboutFairValueOfFinancialInstrumentsAssetsRecordedAtFairValueOnRecurringBasisDetails">
        <link:definition>40402 - Disclosure - Disclosure About Fair Value Of Financial Instruments (Assets Recorded At Fair Value On A Recurring Basis) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureDisclosureAboutFairValueOfFinancialInstrumentsAssetsRecordedAtFairValueOnNonRecurringBasisDetails" id="DisclosureDisclosureAboutFairValueOfFinancialInstrumentsAssetsRecordedAtFairValueOnNonRecurringBasisDetails">
        <link:definition>40403 - Disclosure - Disclosure About Fair Value Of Financial Instruments (Assets Recorded At Fair Value On A Non-Recurring Basis) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureSecuritiesNarrativeDetails" id="DisclosureSecuritiesNarrativeDetails">
        <link:definition>40501 - Disclosure - Securities (Narrative) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureSecuritiesCompositionOfInvestmentSecuritiesDetails" id="DisclosureSecuritiesCompositionOfInvestmentSecuritiesDetails">
        <link:definition>40502 - Disclosure - Securities (Composition Of Investment Securities) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetNarrativeDetails" id="DisclosureLoansHeldForInvestmentNetNarrativeDetails">
        <link:definition>40601 - Disclosure - Loans Held For Investment, Net (Narrative) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetSummaryOfActivityInAllowanceForLoanLossesDetails" id="DisclosureLoansHeldForInvestmentNetSummaryOfActivityInAllowanceForLoanLossesDetails">
        <link:definition>40604 - Disclosure - Loans Held For Investment, Net (Summary Of The Activity In Allowance For Loan Losses) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetSummaryOfCreditQualityIndicatorsRelatedToCommercialCommercialRealEstateAndConstructionRealEstateLoansDetails" id="DisclosureLoansHeldForInvestmentNetSummaryOfCreditQualityIndicatorsRelatedToCommercialCommercialRealEstateAndConstructionRealEstateLoansDetails">
        <link:definition>40606 - Disclosure - Loans Held For Investment, Net (Summary Of Credit Quality Indicators Related To Commercial, Commercial Real Estate, And Construction Real Estate Loans) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetSummaryOfCommercialCommercialRealEstateAndConstructionRealEstateLoansClassifiedByInternalCreditClassificationDetails" id="DisclosureLoansHeldForInvestmentNetSummaryOfCommercialCommercialRealEstateAndConstructionRealEstateLoansClassifiedByInternalCreditClassificationDetails">
        <link:definition>40607 - Disclosure - Loans Held For Investment, Net (Summary Of Commercial, Commercial Real Estate, And Construction Real Estate Loans Classified By Internal Credit Classification) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetScheduleOfCreditRiskProfileForConsumerPortfolioDetails" id="DisclosureLoansHeldForInvestmentNetScheduleOfCreditRiskProfileForConsumerPortfolioDetails">
        <link:definition>40608 - Disclosure - Loans Held For Investment, Net (Schedule Of Credit Risk Profile For Consumer Portfolio) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.heritagebankva.com/role/DisclosureLoansHeldForInvestmentNetSummaryOfImpairedLoansDetails" id="DisclosureLoansHeldForInvestmentNetSummaryOfImpairedLoansDetails">
        <link:definition>40610 - Disclosure - Loans Held For Investment, Net (Summary Of Impaired Loans) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:linkbaseRef xlink:type="simple" xlink:href="hbks-20120630_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links, all" />
      <link:linkbaseRef xlink:type="simple" xlink:href="hbks-20120630_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links, all" />
      <link:linkbaseRef xlink:type="simple" xlink:href="hbks-20120630_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links, all" />
      <link:linkbaseRef xlink:type="simple" xlink:href="hbks-20120630_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Calculation Links, all" />
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2012-01-31" schemaLocation="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://fasb.org/us-gaap/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd" />
  <element id="hbks_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="hbks_IncreaseDecreaseInCertificatesOfDepositsAtOtherBanks" name="IncreaseDecreaseInCertificatesOfDepositsAtOtherBanks" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="hbks_DividendIncomeOnFederalReserveBankAndFederalHomeLoanBankStock" name="DividendIncomeOnFederalReserveBankAndFederalHomeLoanBankStock" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="hbks_PurchasesOfFederalHomeLoanBankStockAndFederalReserveBankStock" name="PurchasesOfFederalHomeLoanBankStockAndFederalReserveBankStock" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="hbks_OtherBorrowingsParticipations" name="OtherBorrowingsParticipations" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="hbks_LateChargesAndOtherFeesOnLoans" name="LateChargesAndOtherFeesOnLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="hbks_TaxesAndLicenses" name="TaxesAndLicenses" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="hbks_RedemptionOfFederalHomeLoanBankStockAndFederalReserveStock" name="RedemptionOfFederalHomeLoanBankStockAndFederalReserveStock" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="hbks_PaymentsPremiumsOnLifeInsurancePolicies" name="PaymentsPremiumsOnLifeInsurancePolicies" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="hbks_NetInterestDividendIncomeExpenseAfterProvisionForLoanLoss" name="NetInterestDividendIncomeExpenseAfterProvisionForLoanLoss" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="hbks_ImpairmentOfFinancialInvestmentsAndOtherAccountsPolicyPolicyTextBlock" name="ImpairmentOfFinancialInvestmentsAndOtherAccountsPolicyPolicyTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ScheduleOfStockBasedCompensationExpenseTableTextBlock" name="ScheduleOfStockBasedCompensationExpenseTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_CompositionOfInvestmentSecuritiesTableTextBlock" name="CompositionOfInvestmentSecuritiesTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_LoansAndLeasesReceivableNonperformingAssetsTableTextBlock" name="LoansAndLeasesReceivableNonperformingAssetsTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_FinancingReceivableCreditQualityIndicatorsCategoryTableTextBlock" name="FinancingReceivableCreditQualityIndicatorsCategoryTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ScheduleOfCreditRiskProfileForConsumerPortfolioTableTextBlock" name="ScheduleOfCreditRiskProfileForConsumerPortfolioTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_OtherRealEstateOwnedMember" name="OtherRealEstateOwnedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ScheduleOfLoansHeldForInvestmentTable" name="ScheduleOfLoansHeldForInvestmentTable" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" xbrli:periodType="duration" />
  <element id="hbks_CommercialMember" name="CommercialMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_RealEstateCommercialMember" name="RealEstateCommercialMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ConsumerMember" name="ConsumerMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_LoansAndLeasesReceivableNonperformingLoans" name="LoansAndLeasesReceivableNonperformingLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="hbks_LoansAndLeasesReceivableNonperformingAssets" name="LoansAndLeasesReceivableNonperformingAssets" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="hbks_NormalReviewMember" name="NormalReviewMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_CloselyMonitoredMember" name="CloselyMonitoredMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_AllowanceRecordedAxis" name="AllowanceRecordedAxis" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" xbrli:periodType="duration" />
  <element id="hbks_AllowanceRecordedDomain" name="AllowanceRecordedDomain" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_WithNoRelatedAllowanceRecordedMember" name="WithNoRelatedAllowanceRecordedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_TroubledDebtRestructuringModificationsNumberOfLoans" name="TroubledDebtRestructuringModificationsNumberOfLoans" nillable="true" type="xbrli:positiveIntegerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_TroubledDebtRestructuringModificationsPreModificationOutstandingRecordedInvestment" name="TroubledDebtRestructuringModificationsPreModificationOutstandingRecordedInvestment" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="hbks_TroubledDebtRestructuringModificationsPostModificationOutstandingRecordedInvestment" name="TroubledDebtRestructuringModificationsPostModificationOutstandingRecordedInvestment" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="hbks_ConstructionRealEstateMember" name="ConstructionRealEstateMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearFourMember" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearFourMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearFiveMember" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearFiveMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearSixMember" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearSixMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearOneMember" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearOneMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearTwoMember" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearTwoMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearThreeMember" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardShareBasedCompensationExpectedToRecognizeYearThreeMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentage" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_RealEstateConstructionAndLandMember" name="RealEstateConstructionAndLandMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_RealEstateResidentialMember" name="RealEstateResidentialMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ScheduleOfLoansReceivableByCategoryTableTextBlock" name="ScheduleOfLoansReceivableByCategoryTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_OtherBorrowingsFairValueDisclosure" name="OtherBorrowingsFairValueDisclosure" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="hbks_AllowanceForLoanAndLeaseLossesRecoveriesChargeOffsNet" name="AllowanceForLoanAndLeaseLossesRecoveriesChargeOffsNet" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="hbks_OtherFinancialAssetsMember" name="OtherFinancialAssetsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="hbks_ScheduleOfLoansHeldForInvestmentLineItems" name="ScheduleOfLoansHeldForInvestmentLineItems" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="hbks_LoansHeldForInvestmentTable" name="LoansHeldForInvestmentTable" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" xbrli:periodType="duration" />
  <element id="hbks_LoansHeldForInvestmentLineItems" name="LoansHeldForInvestmentLineItems" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
</schema>