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Make the Switch!

The Transition to a Heritage Bank checking account is as easy as 1-2-3! 1. Open your new Heritage Bank checking account. Call one of our Bankers today. They will meet with you to help you open your new Business and Personal Accounts. We will help you determine which services you need; how to structure your account(s); and how we can help you set up the controls you want on your business accounts. Stop using your old account. Let all of your checks clear. Destroy any unused checks, ATM and debit cards and deposit tickets.

Downloadable Forms Payroll Direct Deposit Authorization Automatic Payment or Deposit Authorization Closing Form Balance Form Transition checklist

Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

2. Move your Direct Deposits and Automatic Transactions to Your New Heritage Account.
Once your Heritage Checking Account is opened, you will be able to change your direct deposits to your new account. You will need to inform companies that make direct deposits on your behalf to use your new Heritage account. You can use the Payroll Direct Deposit Authorization Form; or the Automatic Payment/ Deposit Switch Form, to notify companies of the change. Print one form for each direct deposit, complete it and send it to the company issuing the deposit.

For social security direct deposits, changes may be made by calling Social Security Administration at 1-800-772-1213 or by accessing the Go Direct website at http://www.godirect.org.

Any automatic payments that are being debited from your old account will need to be changed, too. Please notify the companies making those deductions of the change in your accounts. (This includes any company who is deducting payments through your check card.) Please use the Automatic Payment/Deposit Switch Form to notify these companies of the change. Print one form for each company making an automatic payment/deposit, fill it out and send to the company making the payment/deposit.

3. Close Your Old Account.
You can send a written notice to close your old checking account using the Account Closing Form. If, after all your checks have
cleared, you have a remaining balance, your former bank will send you a check for the remaining balance. You can calculate
your remaining balance by using the Account Balance Worksheet.

As one final check – use our

New Account Transition Checklist.

Call 757-648-1700 if you have any questions regarding your Transition to Heritage Bank.