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Recent changes to the FDIC Transaction Account Guarantee Program extend unlimited deposit insurance coverage for noninterest-bearing transaction accounts through 12/31/2012. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Please see the FDIC website for details. You can also use the FDIC Insurance Coverage Estimator "EDIE" to calculate FDIC coverage.