We have money to lend to profitable and creditworthy businesses.

Our specialty is financing the purchase of offices, warehouses, or condos that house your business.  We call these loans “owner-occupied” when your business occupies at least one-half of space in the building.  These loans have the most attractive interest rates.

We also specialize in the refinancing of owner-occupied facilities from your current lender.  Our very attractive interest rates often make refinance a smart business decision.  Call us to see how much we can save you in refinancing your current business mortgage.

Heritage Bank also provides financing for equipment like vehicles, trucks, forklifts, and other heavy equipment for your business.

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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transactional account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositors accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, Click Here.